Oil & Gas Insurance is a minefield for marketing complexities, coverage questions and market availability. Coverage's are diverse and require a high level of deliberation before even entering the market place.

The agent/broker base is equally diverse. Every agent thinks he can do a better job than the next, but in reality, as in any industry, there are the good and the bad. Some have expertise but few markets, others no expertise and many markets. The key is to have the expertise and the markets.

Only if you know the market, the agents and the brokers can you know where to go for the most competitive quotes and the best service.

The strategies required in going to market are all important and rarely practiced. The right strategy produces the desired results.

Insurance Services Advisors Ltd applies the strategies, knows the markets and the agents that perform across the board. We also know the importance of handling and keeping on top of claims. We live in a world where unless you take care of business others will not and the system will dictate what you pay and the complexities of your insurance problems throughout each year.

Here's what we do:

MANAGE YOUR RENEWAL

a. We establish whether your agent is any good and whether he can get to the markets that will bring in the best price? We give you the information to make an informed decision whether to keep you agent, replace or add other agents with different markets. ISA do business with the whole range of agents from the biggest in the World to regular, local agents. We inform your agent how we will handle the renewal.

b. We make sure that all of the information given to the agent(s) is presented by us so that it creates the desired impact on the market and reflects the desired numbers pre agreed with you.

c. We make sure that the agent is aware that we know more about insurance and the insurance market than they do.

d. All quotes come to us and we explain all aspects of those quotes to you so that an informed decision can be made.

e. We instruct the agent(s) in the binding of the business.

f. We advise you on financing of the premiums.

MAINTAIN AN AUDIT WATCH AND ATTEND TO AUDIT PROBLEMS

a. Your rates will be monitored during the entire policy period and reported to you in the event of additional premiums being developed.

b. We will advise you on how to minimize any additional premiums.

c. In the event of disagreement with company on what is due and payable we will represent your interests.

HANDLE YOUR CLAIMS AND CLAIM FILES

a. When a claim occurs we will take control of it and place ourselves between you and the insurance company/adjuster/attorneys so that they come to us for the information they require. This is because we know how to deal with these entities and can perceive a problem if it comes along.

b. We can, if required, pick up on all existing claim files.

c. We monitor all claims and keep you advised of their progress. The reason we monitor claims is to stop actions being taken (as they often are) that are not to your benefit. Control of claims is a way of protecting your loss record which will reflect positively on your future premiums.

CONTRACTS

a. We will review your contracts. If the insurance requirements in a contract do not conform to your program you will be in breach of your contract. Many contracts contain language in obscure places that mandates certain insurance requirements. If missed, you and your company are vulnerable.

b. We will negotiate with your potential customers if your insurance program does not conform to contractual requirements.

c. We will instruct agent(s) on any changes that are required by contract.

ANY PROBLEM

Because insurance is complex, the markets changes regularly and the challenges of the Marine and Oil business are, in many ways, unpredictable, there are many issues that can and do come up that require attention. Our expertise and work ethic make us uniquely qualified to deal with these problems and when they arise.

WHAT YOU GET

a. Cheaper Insurance.

b. Cheaper Audits

c. Your Claims handled

d. The chance to experience the luxury of not having to deal with insurance except in the decision making processes from a position of strength and knowledge.

e. Peace of mind and the ability to spend more time on your core business knowing that your insurance problems are thing a thing of the past.

SAFETY PROGRAMS

Through our Affiliate Company we also offer a service to provide a full range of safety products for any type of operation on shore and offshore by OSHA trained specialists.